B9ala w 7anout l 7ouma: kifach ykhellsouk zbaynek men b3id
Kommanda f ttelifoun, ttawsil f l 7ouma, zbon kaykhelles 3la chi 9rib: toro9 sahlin bach t7assel men b3id, bla makina d l2ada2 w bla site.
3lach lkhlas men b3id mohimm l 7anout l 7ouma
Lb9ala, lgzzara, l7alwani wla bazar sghir kay3ichou 9bel kolchi men nnas lli kaydouzou. Walakin chi 7essa men lmabi3at deja katdouz berra lkontwar: ljara lli katkommandi f ttelifoun w katsenna ttawsil, zzbon dyal dima lli kaykhelles tte9dia dyal walidih lli b9aw f l 7ouma, kommanda dyal chi gato wla 9offa dyal l3id lli katetleb tasbi9, w l9ahwa lli 7dak lli katchri mennek b ljomla w katkhelles kol simana.
F had l7alat kamlin, so2al wa7ed: kifach takhod flouss lkommanda bla ma yt7arrek zzbon, bla ma tjri mor sserf, w bla ma ywelli ttawsil b lkridi hiya l9a3ida? Ljwabat kaynin, w 7tta wa7ed menhom ma kaytleb makina d l2ada2 wla matjar online. Ghir khtar l7araka lmonasiba l kol 7ala, w b9a 3liha.
Rb3a d toro9 bach t7assel men zbon ma kaynch 9eddamek
1. Rabt l khlas, tsayftou f WhatsApp wla SMS
Men l app chari.ma, katsawweb rabt l khlas w katsayftou f lmo7adata. Zzbon kayne9r 3lih, kaykhelles b lkart wla men 7sabo f chari.ma, w lflouss kaywslo l 7sabek. Hadi hiya asahl 7araka l kommanda jat b rrissala. Kolchi mfesser f ssaf7a dyal tta7sil.
2. Ta7wil 3la RIB dyalek
7sabek f chari.ma 3ando ma3tiyat bankiya dyalo: RIB, IBAN w BIC. Zzbon lli kayfaddel ydouz men lbanka dyalo — charika, jam3iya, 9ahwa katkhelles lmorridin dyalha — y9der ydir lik ta7wil men ay banka maghribiya. Katl9a had lma3tiyat f l app w katcharekhom f zouj d na9rat (chouf 7sabek w IBAN dyalek).
3. Ramz QR, f wa9t ttawsil
Mnin katsellem nta wla mol ttawsil lkommanda, zzbon kayskani ramz QR dyalek b ttelifoun dyalo w kaykhelles f blastou. Bla cash t7sebha 3la lbab, bla sserf traddo, w lkhlas kayban f l7in f l historique dyalek.
4. Lcash, bla ma t9issou b yeddek
Chi zbayn ma kaykhellso ghir b lcash. Ila kant 3ndhom l app chari.ma, y9edro y3emmro 7sabhom f wikala cash 9riba menhom, w men b3d ykhellsouk b rrabt wla b QR. W zzbon lli ma 3ndouch l app, mansa b7al ChariPay katkhellih ykhelles cash f wikala men chabaka dyal Chari, b marja3: ghadi nhedro 3liha men b3d.
Khatwa b khatwa: kommanda men b3id, mkhellsa 9bel ma tewsel
- Kteb lkommanda w 7edded l mablagh bdde9, m3a ttawsil ila kan.
- Sawweb rabt l khlas f l app, b wasf wade7: smiyat zzbon w chno kommanda.
- Sayft rrabt f lmo7adata, m3a rissala 9sira katfekkro b l mablagh w b wa9t ttawsil.
- T2akked men lkhlas f l historique dyalek 9bel ma tjehhez wla tsellem, machi men tswira d chchacha sayftha lik zzbon.
- Sellem lkommanda, w khelli latar: kol khlas kayb9a f l historique dyal l app, b ttarikh dyalo w l mablagh dyalo.
Zzbon lli kat3erfo hadi snin, t9der tsellem lih lewwel w tsayft lih rrabt men b3d. Ama awwel kommanda, tleb lkhlas 9bel ma tt7arrek: hadchi mrta7 kter l kolchi, w kaybe33ed 3lik tbeddel bi3a l kridi bla ma tkoun 9arrerti.
7alat ttasbi9: lgato, 9fef l3id w lkommandat 3la l9yas
Kommanda khassa katlzmek: katchri ssel3a, katjehhezha, w merrat katrfed bi3at khrin bach toufi biha. Ttleb tasbi9 machi 3ayb, hadi hiya l3ada. W rabt l khlas mzyan l hadchi: katsayft rabt lewwel dyal ttasbi9 mnin zzbon kaykommandi, w men b3d kaykhelles lba9i mnin yji yakhod lkommanda, b QR f lkontwar.
Kteb dima f lwasf belli had lkhlas tasbi9, w dyal ina kommanda. Nhar zzbon yji yakhod, katl9a f ghamdat 3in chno tkhelles deja w chno ba9i.
L3adat lmzyanin bach tb3ed 3la sou2 lfahm
- Rabt wa7ed l kol kommanda: dima kat3ref kol khlas dyal ach.
- L mablagh bdde9, machi « ta9riban »: ay far9, wakha ykoun sghir, ghalban kaykhle9 lhadra.
- Wasf kayfhmo zzbon: « Tte9dia dyal lkhmis, ttawsil f l3chiya » a7san men « kommanda ».
- Tta2kid f l app dyalek, machi tswira d chchacha: tswira tetbeddel, w l historique dyalek ma kaytbeddelch.
- Ramz PIN dyalek kayb9a sirr: 7tta wa7ed ma khasso y3erfo, wakha ykoun mol ttawsil wla khddam 3ndek.
- Historique n9i kaysahhel tatabo3 ssiyola: chouf lgid dyalna 3la ssiyola dyal ttajer kol nhar.
Mnin katbi3 7tta online: ChariPay
L app chari.ma msawwba bach t7assel men ttelifounek. Ila kber nnachat dyalek men b3id — site, kommandat kol nhar, zbayn bghaw ykhellso cash bla ma tkoun 3ndhom l app —, 3alam Chari fih jawab akhor: ChariPay. ChariPay mansa d lkhlas maghribiya, PSP katsayyerha Chari Money, mo2assasa d l2ada2 mrakhkhsa men Bank Al‑Maghrib.
F ChariPay, rabt l khlas howa mablagh w wasf; zzbon kaykhelles f sfe7a d lkhlas dyal ChariPay. Katcharko b rrabt, b ramz QR, b affiche PDF tteb3ha, b e-mail wla f WhatsApp. Y9der ykoun dyal merra w7da wla yt3awed yst3mel, b modda d ssala7iya lli bghiti, w l7ala dyalo dima wad7a: nachit, mkhelles, mlghi wla salat ssala7iya dyalo. Kolchi mfesser f ssaf7a dyal rwabet lkhlas dyal ChariPay.
Bnnesba l lcash, l9a3ida dda9i9a: f sfe7a dyal rabt l khlas dyal merra w7da w bla modda d ssala7iya, zzbon dyalek kaykhtar lcash, kaywslo marja3, kaykhelles bih f wikala men chabaka dyal Chari, w katwslek ich3ar melli tt2akked chchabaka men l2ida3. Ama l affiche w ramz QR dyal lkontwar, kay7asslo ghir b lkart: lcash dima kaydouz men rabt dyal merra w7da, marja3 wa7ed l kol ida3. Ttari9a kamla hna: t7assel lcash b marja3.
L app chari.ma wla ChariPay: kifach tkhtar
- Kat7assel ghalban f lkontwar, m3a chi kommandat men b3id b rrissala: l app chari.ma kafya, b ramz QR dyalha, rabt l khlas dyalha w RIB dyalek.
- Bghiti tbi3 f site, ttabbe3 rwabet lkhlas dyalek men portail, wla tkhelli zbayn bla kart ykhellso cash f lwikala: ChariPay msemmem l hadchi.
- Bghiti 7sab d l2ada2 maftou7 b smiya d charikatek, fih RIB b had smiya: hada howa 7sab d l2ada2 f ChariPay.
Ma tkhelletch bin zouj l7sabat: 7sab chari.ma howa portefeuille électronique dyal l app; w 7sab d l2ada2 f ChariPay maftou7 b smiya d charikatek, f mansa ChariPay. Houma zouj montoujat mfer9in men nafs l3alam, w 7tta 7aja ma katlzmek tkhtar wa7ed w tkhelli lakhor. ChariPay machi banka: 7sab d l2ada2 dyalek kaymsko Chari Money. Kaykemmel lbanka dyalek, ma kay3awwedhach.
As2ila katji bzzaf
Zzbon dyali ma 3ndouch l app chari.ma: wach y9der ykhellesni men b3id?
Iyeh. B rabt l khlas dyal l app, kaykhelles men ttelifoun dyalo bla ma ynezzel walo, b lkart, wla men 7sabo f chari.ma ila kan 3ndo. Y9der 7tta ydir lik ta7wil 3la RIB dyalek men lbanka dyalo. W zzbon lli bgha ykhelles ghir cash w ma 3ndouch l app, rabt l khlas dyal ChariPay dyal merra w7da kaykhellih ykhelles f lwikala b marja3.
Imta kaywslo lflouss l 7sabi?
Ila khellsek zzbon b QR, b lkart wla b rabt l khlas dyal l app, lflouss kaytzado l 7sabek f chari.ma w kaykounou mtwfrin f l7in: t9der tkhellihom, tkhelles bihom lmorridin dyalek wla ts7bhom f lwikala. Ama ta7wil jay men banka, ghir t2akked men wsoulo f l historique dyalek 9bel ma tsellem, b7al ay khlas akhor.
Wach khassni makina d l2ada2 wla site?
La. Ttelifounek kafi: ramz QR tbayyno, rabt tcharko, RIB t3tih. Bla makina d l2ada2 tchriha wla tkriha, w ma khassekch matjar online bach tbi3 men b3id. Site ma kaywelli mohimm ghir ila bghiti zbaynek ykommandiw w ykhellso b rasshom, f ay sa3a: tmma fin mansa b7al ChariPay katban fayda dyalha.
Kifach nkoun mt2akked belli zzbon khelles bsse7?
Chouf l historique dyalek f l app: kol khlas wslek kayban tmma b l mablagh dyalo. 3omrek ma tti9 f tswira d chchacha sayftha zzbon, wakha ykoun b niya. F ChariPay, l7ala dyal rrabt hiya lli katfsel: melli tt2akked chchabaka men ida3 cash, rrabt kaywelli mkhelles (« Payé ») w katwslek ich3ar f portail.
Wach zzbon y9der ykhelles cash bla ma yji l l7anout?
Iyeh, b zouj toro9. Ila kant 3ndo l app chari.ma, kaydir lcash dyalo f wikala cash bach y3emmer 7sabo, w men b3d kaykhellsek b rrabt wla b QR. Ila ma kantch 3ndo, m3a ChariPay katsayft lih rabt l khlas dyal merra w7da: kaykhtar lcash, kaywslo marja3 w kaykhelles bih f wikala men chabaka dyal Chari.
Wach had lkhlasat m2ammnin?
chari.ma howa l app dyal Chari, mo2assasa d l2ada2 mrakhkhsa men Bank Al‑Maghrib, w kol 3amaliya f 7sabek m7miya b ramz PIN dyalek w Face ID. Men jiht ChariPay, lkhlas b lkart kaydouz b tta7a99o9 3-D Secure: mol lkart kay2akked 3nd lbanka dyalo, w hadchi kay7mi ttajer men aghlab lkhlasat lli ma kaywslouch w men l i3tiradat.
Lkhatwa jjaya
Bach tbda, 7emmel l app chari.ma w dir awwel tta7silat dyalek men b3id men ttelifounek. Chchourout lli mkhessa l ttojjar kaynin f ssaf7a Ttojjar w lma7allat. W ila kant 7essa kbira men lkommandat dyalek katji b rrissala, 9ra lgid dyalna bach tbi3 3la WhatsApp bla makina d l2ada2.