Collect payments easily, earn more as your volume grows
Receive payments from your customers in two taps: QR code, payment link, bank card or Fatourati. And the more you collect, the better your rates and the more cashback you earn on your business.
- Institution licensed by Bank Al-Maghrib
- Free Chari → Chari transfers
- Visa card
- Backed by the Chari Cash network
Get paid the way that works for you
Your customers pay with whatever suits them. You watch the money land in your account, in real time.
By QR code
Display your QR at the checkout. The customer scans, pays, and the money goes straight to your account.
By payment link
Generate a chari.pay.ma link and send it by WhatsApp or SMS. Perfect for remote sales.
By bank card
Accept card payments from your customers, with no complicated terminal to install.
By Fatourati & RIB
You can also receive a bank transfer to your chari.ma RIB or a payment via Fatourati.
Offer your customers more, earn more
Beyond payment collection, sell mobile top-ups, bill payments and gift cards. Every service generates cashback based on your volume.
Mobile top-up
Maroc Telecom, Orange, inwi — your customers top up at your shop, you earn cashback. Your reward is shown before you confirm.
Bill payments (Fatourati)
Water, electricity, phone and internet. Your customers pay their bills at your shop, you earn a commission.
Gift cards & gaming
Free Fire, PUBG, Carry1st… a traffic driver that brings in younger customers, with cashback on top.
Sell remotely with a simple link
No website or online store needed. Create a chari.pay.ma payment link in seconds, share it, and your customer pays from wherever they are.
- A chari.pay.ma link ready to share by WhatsApp, SMS or social media
- The customer pays by card or from their chari.ma account
- Track every payment you receive directly in the app
- Ideal for deposits, orders and takeaway sales
Benefits that grow with your volume
chari.ma stays simple and accessible to get started. And as your business scales, we support you with terms tailored to your operation.
Tiered pricing
As your collection volume increases, your terms get better. We define them together based on your business.
Cashback on your collections
A share of what you collect comes back to you. A tangible boost that rewards active merchants.
Real-time tracking
See your collections throughout the day, review your history and keep your cash flow under control.
The more you sell, the more you earn
Collect payments, sell top-ups and offer services to your customers. Every transaction grows your revenue.
Merchant or partner?
chari.ma adapts to the size of your business. Start as a merchant, then upgrade to partner once your volume allows, and go even further.
Collect and grow
Ideal for local businesses: collect payments by QR, link, card and Fatourati, and unlock better rates and cashback as your volume climbs.
Go further with Chari
For high-volume players: even more attractive rates and cashback, plus integration into the Chari Cash network to serve cash deposits and withdrawals in your neighborhood.
Rates and cashback are defined together based on your volume and business. No commitment required to start the conversation.
Let's talk about your volume
Tell us what you collect and what kind of business you run. Our team will get back to you with terms tailored to your operation.
- A concrete conversation, no jargon, no commitment
- Terms based on your real volume
- Top-ups? Bills? Vouchers? We'll prepare pricing that fits.
- The more services you activate, the more your cashback grows.
- Quick onboarding, guided by our team
- A straight answer from a real person, fast
Everything you need to know before you start
Collect payments better, starting today
Download chari.ma and start receiving payments from your customers in minutes.