Your everyday account, free and simple
E-wallet, Visa card, transfers to loved ones on chari.ma at 0 DH, mobile top-up and bills: everything you need day to day, in a single app. Whether you already have a bank account or not, chari.ma is for you.
- Institution licensed by Bank Al-Maghrib
- Visa card included
- Free Chari → Chari transfers
- Secured with Face ID & PIN code
Everything you need, with no hidden fees
Open your account in minutes and manage your money day to day, simply. No branch visits, no paperwork, no surprises.
Free account with IBAN
Your e-wallet with a real Moroccan RIB/IBAN, to receive your salary or a bank transfer from family.
Visa card
A Chari Standard Visa card, physical and virtual, to pay online and in store, everywhere.
Money transfers
To a loved one on chari.ma, free of charge (0.00 DH). To a Moroccan RIB, fees are shown before you confirm.
Mobile top-up
Top up Maroc Telecom, Orange or inwi in two taps, and see your reward before you confirm.
Fatourati bills
Pay your water, electricity and telecom bills via Fatourati, with nationwide coverage.
Cash everywhere
Deposit or withdraw cash at cash agencies near you, everywhere in Morocco.
Built for your daily life
From the corner store to sending money home to family: Chari is with you everywhere in Morocco, with no hidden fees and no paperwork.
A Visa card to pay everywhere
Get your virtual Visa card instantly and your physical card delivered to your home. Pay online, in store and contactless, in Morocco and abroad.
- Virtual card available right away in the app for online payments
- Physical card for in-store and contactless payments
- Stay in control: temporarily freeze your card or block it if it is lost
- Card number masked by default, limits visible at all times
Send to a loved one at 0 DH, top up in two taps
Send money to your family and friends. Between chari.ma accounts, it is free. To a Moroccan RIB, fees are shown before you confirm. And top up your phone or pay your bills without leaving home.
- To a loved one on chari.ma, free of charge (0.00 DH). To a RIB, fees are shown before you confirm
- Beneficiary list with aliases, to send in a single tap
- Top up Maroc Telecom, Orange and inwi, from small amounts to large top-ups
- Water, electricity and telecom bills via Fatourati
Cash stays within reach
No need to go fully digital overnight. Deposit or withdraw cash through an agency network across Morocco, and find the one closest to you.
- Deposit cash at DamaneCash, ChaabiCash and Tasshilate agencies
- Withdraw in cash at an agency or by bank transfer
- Find the nearest agency with the locator
- See the distance before you head out
Open your account in 3 steps
No branch, no appointment. Everything happens from your phone.
Download the app
Available on iOS and Android. Install chari.ma and start signing up.
Create your account
Enter your details, get your IBAN and secure access with your PIN code and Face ID.
Top up and enjoy
Add money, activate your Visa card and start paying, sending and topping up.
Do you run a business?
Collect payments from your customers and enjoy attractive rates and cashback.
We answer your questions
Your money, every day, in a single app
Download chari.ma and enjoy a free account, a Visa card and 0 DH transfers to loved ones on chari.ma, in just minutes.