Your e-wallet, with a real Moroccan IBAN
Open your chari.ma account in minutes, get your RIB/IBAN and top it up however you like. Balance, history, everything is clear, in a single app.
- Institution licensed by Bank Al-Maghrib
- Moroccan IBAN included
- Free Chari → Chari transfers
- Secured with Face ID & PIN code
An account that fits you, with details that follow you
From day one, your chari.ma account comes with its own bank details. You can receive your salary, a transfer from family or a refund, just like with any other account.
- Your RIB, IBAN and BIC available directly in the app
- Share them in two taps to receive a bank transfer
- Receive your salary or a refund with no hidden fees
- Track every incoming payment in your history
5 ways to top up your account
Fund your chari.ma account however suits you: online with your card, in cash near you, or by bank transfer. The choice is yours.
- Bank card, in seconds from the app
- Cash at an agency, through a network across Morocco
- Bank transfer to your RIB/IBAN from another account
- Payment link or QR code, to send to whoever owes you money
- Fatourati, to fund your account with ease
Pick the method that works for you
Every method is designed to be simple. Mix and match depending on where you are and what you need.
Bank card
Add money directly from the app with your card, in seconds.
Cash agencies
Deposit cash at a DamaneCash, ChaabiCash or Tasshilate agency near you.
Bank transfer
Receive a bank transfer to your RIB/IBAN from any account in Morocco.
Payment link & QR
Generate a link or QR code and get paid by whoever owes you money.
Fatourati
Fund your account through Fatourati, simply, from the app.
See your money clearly, at any moment
Your balance is always up to date and every transaction is listed in your history. You know exactly what comes in and what goes out, with no surprises.
- Real-time balance, updated with every transaction
- Detailed history of all your transactions
- Hide your balance whenever you want, for extra privacy
- Upgrade your account to unlock more services
Create your account in 3 steps
No need to visit a branch or fill out paperwork. Everything happens from your phone.
Download the app
Install chari.ma on iOS or Android and sign up with your phone number.
Verify your identity
Follow the steps to confirm who you are. You can upgrade your account whenever you want.
Top up and enjoy
Get your IBAN, add money and start paying, transferring and topping up.
Questions we often get
Your money, under control in Morocco
An e-wallet with a Moroccan IBAN, built for your everyday life — from your salary to the corner shop.
Open your account today
Download chari.ma, get your IBAN and start managing your money in two taps.