Send money to your loved ones, for 0 DH
From Chari to Chari, it's free (0.00 DH). To a Moroccan RIB, it's a bank transfer: fees are shown before you confirm. No surprises, ever.
Between chari.ma accounts: 0.00 DH
When you send money to someone already on chari.ma, it's free: the summary shows 0.00 DH and they receive the full amount. To a Moroccan RIB, it's a bank transfer with fees clearly displayed before you confirm.
- From Chari to Chari: 0.00 DH in fees, your recipient gets the exact amount
- To a Moroccan RIB: bank transfer, fees shown before every send
- Clear summary before you confirm: amount, reason, recipient and fees
- E-wallet with a Moroccan IBAN, from an institution licensed by Bank Al-Maghrib
You choose how you send
To a bank account or from Chari to Chari, with a beneficiary list to make it even faster next time.
Bank transfer to a RIB
Send to any Moroccan bank account. It's a bank transfer: fees are shown before you confirm. Enter the RIB once and it's saved for next time.
From Chari to Chari
Send directly to someone already on chari.ma. Simple, instant and always free (0.00 DH).
Beneficiary list
Keep your loved ones close at hand. Give each one an alias and find them in a single tap for your next transfer.
A reason for every transfer
Payment, salary, gift, restaurant, medical expenses… add a reason to keep your history easy to follow.
Receive your money, withdraw it your way
Money sent to you lands in your chari.ma account. Then it's up to you: keep it to pay and top up, or withdraw it in cash.
- Cash withdrawal at cash agencies near you
- DamaneCash, ChaabiCash and Tasshilate networks covered
- Or a bank transfer to your bank account, without leaving home
- Locate the nearest agency right from the app
How to send money
Three steps and you're done. No paperwork, no hidden fees.
Choose your beneficiary
Pick someone from your beneficiary list, or add a new RIB. Give them an alias to find them faster.
Enter the amount and reason
Enter the amount, choose a reason (gift, salary, restaurant…) and check the summary: 0.00 DH from Chari to Chari, fees shown for transfers to a RIB.
Confirm securely
Confirm with your PIN code or Face ID. The transfer goes out and your recipient receives the full amount.
Frequently asked questions
Stay close to your loved ones, anywhere in Morocco
Send money to family and friends in one tap — with no fees between chari.ma accounts.
Send your first transfer to a loved one, for 0 DH
Download chari.ma on iOS and Android and send money in one tap.